Kushagra Bhumitra FPO Logo

कुशाग्र भूमित्रा बायो एनर्जी किसान प्रोडक्शन कंपनी लिमिटेड

Kushagra Bhumitra Bio Energy Farmer Producer Company Limited

Digitizing Grains
Instant Credit
Best Market Prices
सुरक्षित अनाज, समृद्ध किसान

Digitizing Grains
for Farmers

Kushagra Bhumitra FPO enables farmers to store grains safely, access instant credit, and sell at the best market prices — all through a simple mobile app.

तत्काल लोन, बिना झंझट

Instant Credit
for Your Harvest

Get up to 60% instant loan against your stored grains. No collateral needed — your grain is your guarantee. Money directly in your bank account.

सही दाम, सही समय

Best Market Prices
When You Sell

No more distress selling! Store your grain, wait for the right price, and sell with one click. We connect you to buyers across India.

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About Us Image
About Kushagra Bhumitra FPO

Your Grain,
Your Bank.

Kushagra Bhumitra Bio Energy Farmer Producer Company Limited is a revolutionary Agri-FinTech platform that empowers farmers by digitizing their grain assets. We provide scientifically managed warehouses at the village level, eliminating the need for farmers to travel to distant mandis.

किसान अब अपने अनाज को सुरक्षित गोदाम में जमा कर सकते हैं और उसके बदले 60% तक तत्काल लोन प्राप्त कर सकते हैं। जब भी चाहें, अपनी मर्ज़ी से, सही दाम पर बेच सकते हैं।

Our mission is simple: "Safe Grain, Prosperous Farmer". We bridge the gap between traditional farming and modern financial services.

The Gap We Bridge

Farmer Challenges Solved

Traditional Challenges

Problems farmers face every season

  • Distant Warehouses

    गोदाम (Warehouses) शहरों में होते हैं, गाँव से बहुत दूर, जिससे logistics का भारी खर्च उठाना पड़ता है।

  • Distress Selling

    पैसों की तत्काल जरूरत के कारण किसान को harvest के तुरंत बाद कम दाम पर अनाज बेचना पड़ता है।

  • No Credit Access

    पारंपरिक बैंकों से लोन लेना मुश्किल है और साहूकारों से उधार लेने पर ब्याज बहुत ज्यादा होता है।

  • Small Quantity Issues

    छोटे किसान (Small Farmers) की कम मात्रा को मंडी तक ले जाना economical नहीं होता।

Grainbank Solutions

Tech-powered interventions

  • Village-Level Warehouses

    गाँव के पास scientifically managed गोदाम, जहाँ किसान एक बोरी भी जमा कर सकता है।

  • Instant Credit (60%)

    जमा अनाज के मूल्य का 60% तक तत्काल लोन, सीधे बैंक खाते में, बिना किसी guarantee के।

  • Sell Anytime, Best Price

    जब चाहें, अपनी app से 1 क्लिक में अनाज बेचें। 24 घंटे में पैसे खाते में।

  • Digital Inventory

    अपने पूरे stock को app पर देखें — quantity, quality grade, current market value, सब कुछ।

Pricing & Terms

Transparent Plans

No hidden fees. Clear terms. Maximum benefit for the farmer.

Recommended

Price Return Policy

Sell your grains anytime and get MSP + Extra based on your storage duration.

Long Term (5+ Years)
MSP + 20%

Maximum profitability for patient investors.

Short Term (<5 Years)
MSP + 10%

Still better than distress selling at harvest.

Example Calculation:

If Wheat MSP in 2029 is ₹2910/quintal, with 15% extra, you receive ₹3346.50/quintal. This is significantly higher than typical mandi rates.

₹0.20Storage Costper qtl/day
6 MoMin PeriodLock-in
60%Loan Limitof value
1.25%Interestper month
Leadership

Board of Directors

Sumit Singh

Sumit Singh

CEO & Director

Shraddha Srivastava

Shraddha Srivastava

CEO & Director

Deendayal Singh

Deendayal Singh

CEO & Director

Brijesh Kumar Singh

Brijesh Kumar Singh

CEO & Director

Dharmendra Singh

Dharmendra Singh

CEO & Director

Press Talk

What People Are Saying

TechStory.in

Dec 14, 2020 | Chhavideep Singh

"Agritech start-up, Ergos bags additional funding of US$ 3million from London based CDC Group Plc in its Series A round."

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Economic Times

Oct 8, 2020 | ETTech

"Agritech startup Ergos Business Solutions has raised Rs 38.5 crore in Series A funding from Chiratae Ventures and Aavishkar Capital."

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Indian Startup News

Oct 7, 2020 | Vivek Vishwakarma

"Agritech Startup Ergos Raises $5 Million From Chiratae Ventures And Aavishkaar Capital for expanding its grain storage network."

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Get in Touch

Have questions or want to partner with us? We'd love to hear from you.